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NEWS
“Even if we read the exclusion narrowly, its plain language applies to plaintiff’s personal injury claims,” the New Jersey Appellate Division said. “There is no ambiguity. In defining its coverage, the policy clearly states that the coverage applies unless an exclusion applies.”
October 16, 2023 at 04:59 PM
4 minute read
Personal Injury
Federal Insurance Co. will not have to pay a more than $750,000 judgment after the company prevailed before the New Jersey Appellate Division in its argument that it is not required to cover a personal injury claim because the injured person lived with the policyholder.
Mary Ann Iaeck, the plaintiff in this matter, fell down the steps of a condominium where she lived with the homeowner, Patricia Barnaba. The two women had a verbal lease and Iaeck paid rent to Barnaba. On March 20, 2019, Iaeck fell down a stairway in the condo due to the lights being out, the handrail being loose, and because Barnaba had placed boxes and other things on the steps, according to the opinion.
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